- Aetna
- Ambetter
- Blue Cross Blue Shield ( BCBS )
​- Beechstreet
- Baylor Scott & White PPO plans only
- Cigna​
- Devoted
- Humana PPO plans 
- Insurance Management Services IMS
- Medicare, Supplemental, Advantage and Dual plans
- MultiPlan
- Moda
- Provider Network of America PNOA
- PHCS
- Oscar
- SPHN 
- Superior Health plans
- Tricare/Triwest
- Seton Health Plan
- United Health Care ( UHC )
​- USAMCO

 

Important Note:
If you have an HMO plan, please make sure to select or switch your primary care physician (PCP) to:

Dr. Mohammad Al Darawsha, MD before your visit.

Without this change, your insurance may not cover your visit at Wellness Bay.

 

🌿 Our Office Policies

At Wellness Bay Primary Care, we believe in complete transparency and mutual respect. Our goal is to make every part of your experience — from scheduling to billing — clear and stress-free.

We encourage all new and existing patients to review our office policies, which include details about visit fees for uninsured or high-deductible plans, deposits, payment timelines, and medication refill guidelines.

✨ New patients are welcome to download and sign the form before coming in for their first visit — this helps us make your check-in process even smoother and saves time during your appointment.

Your trust means everything to us, and we want you to always feel informed and confident about your care.
Download Office Policies (PDF)

​

​
 

• For Patients Without Insurance or wish not to use insurance:

✨ Wellness Bay now offers an easy, pay-per-visit program designed for patients without insurance, high-deductible plans, or those who simply prefer straightforward pricing.
With our Cash-Pay Per Visit Program, you’ll always know exactly what each visit costs—no deductibles, no surprise bills, and no waiting on insurance approvals.

Each appointment is personally with Dr. Mohammad Al Darawsha (“Dr. Mo”), a board-certified internal-medicine physician who provides unrushed, compassionate care tailored to you.

Whether you need a same-day visit, medication follow-up, or preventive check-up, you can pay as you go with transparent pricing and optional in-house testing for labs, EKGs, flu/COVID/strep swabs, allergy shots, and more—all under one roof.

Experience quality care made simple—doctor-led, transparent, and stress-free.

👉 Click here to learn more about our Cash-Pay Per Visit Program.
 

​

​

​​​